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Looking to Buy?

Thinking of buying or building a home? As an experienced licensed mortgage professional, We can guide you every step of the way.

With Chemical, you'll get:

  • Competitive rates
  • Personalized service delivered with a community banking touch
  • One-stop shopping from application to closing, whether you are buying or building a home

If you would like more information before applying for a mortgage loan, take a look at the Learning Center or the Resources & Tools we offer.

Chemical Home Loan Checklist....
We have put together this Checklist of important information to gather before you apply, so you have what you need right from the start. 

First-Time Home Buyers....
Special loan programs may be available if you are a first-time home buyer.  We may be able to find you find a loan with little to no down payment and no private mortgage insurance.

With our fast and free loan pre-qualification, you know how much you can borrow to buy a home before you shop. When you find the home you want, you can use your Chemical Bank's
pre-qualification to buy with confidence*

In the meantime, take a look at some of the most common Mortgage Options to get an idea of what may work for you.

(*Note: A pre-qualification is not a commitment to lend. 
All loans are subject to credit approval and program  guidelines.)

Contact Information
Todd Phillpotts
Mortgage Sales Manager
Office: (248) 429-7164
Cell: (810) 444-0211
Fax: (989) 633-0494
Email: Send Email
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Todd Phillpotts, Mortgage Sales Manager NMLS #709730
Chemical Bank
3309 W. Silver Lake Rd, Fenton, MI  48430
Office:  (248) 429-7164
Cell:  (810) 444-0211
Fax:  (989) 633-0494
Copyright © 2018 Chemical Bank. All Rights Reserved.
All loans are subject to credit approval and program guidelines.
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